Terms of Use

Effective September 14, 2026

This website, ForMyFinalExpense.com, is run by Legacy Live Media, LLC ("we," "us," or "our"). Please read these terms carefully.

Acceptance of these terms

By using this website, you agree to these Terms of Use and to our Privacy Policy. If you do not agree, please do not use the website.

This is an advertisement, not an offer of insurance

This website is an advertisement for life insurance. Legacy Live Media, LLC is a marketing company. We are not an insurance company. We do not issue policies, set prices, or pay claims.

Insurance is offered by licensed insurance agents and issued by insurance companies (carriers). Any coverage is subject to the carrier's policy terms, whether it is available in your state, and whether you are eligible. Nothing on this website is a promise of coverage or a specific price.

Information you submit

When you fill out a form on this website, you agree that:

• The information you give is true and accurate.
• The phone number you give is your own, or one you are allowed to use.
• You agree to be contacted as described in the consent text next to the form, including by licensed insurance agents who may call or text you.

Your consent to be contacted is not a condition of buying anything. You can take back your consent at any time. See the "Calls and texts" section of our Privacy Policy.

Things you may not do

You may not:

• Send fake, fraudulent, or automated (bot) form submissions.
• Submit someone else's information without their permission.
• Copy or collect content or data from the website using automated tools (scraping).
• Try to get around, disable, or interfere with the website's security features.
• Use the website for any unlawful purpose.

Our content

The text, videos, images, logos, and design on this website belong to Legacy Live Media, LLC or the people who license them to us. You may view them for your own personal use. You may not copy, change, or reuse them without our written permission.

Other websites and services

This website may link to, or use, services run by other companies. We do not control those companies and are not responsible for their websites, content, or practices.

Disclaimers

The website and its content are provided "as is" and "as available." The information on this website is general and is not financial, legal, or insurance advice for your situation. To the fullest extent the law allows, we make no promises or warranties of any kind about the website, including that it will always be available or free of errors.

Limitation of liability

To the fullest extent the law allows, Legacy Live Media, LLC will not be responsible for any indirect, incidental, special, or consequential damages that come from your use of the website. This includes decisions you make about insurance and the actions of any agent, agency, or insurance company. Some states do not allow these limits, so they may not apply to you.

Indemnification

If you break these terms or submit false information, and someone makes a claim against us because of it, you agree to cover the costs and losses we have, including reasonable attorney's fees.

Governing law

These terms are governed by the laws of the state where Legacy Live Media, LLC is organized, without regard to conflict-of-law rules.

Changes to these terms

We may update these terms from time to time. When we do, we will change the effective date at the top of this page. If you keep using the website after a change, you accept the updated terms.

Contact us

Questions about these terms? Call us toll-free at 1-888-612-1253. For privacy requests, you can also use our online privacy request form.